Stop hidden FX leakage.

margin/fx detects excessive FX markups and DCC on cross-border transactions—and reroutes or alerts before the cost is locked in.

20–80bpsRecovered on Cross-Border Volume
LiveReal-Time Markup Intelligence
Calculate Your Savings

See your potential recovery from FX markup detection

Calculate Your Potential Savings

Estimated Annual Savings
€108,000
Basis Points Recovered
10.8 bps
* Estimates shown reflect optimistic scenarios based on best-performing merchant profiles. Typical savings range from 60-80% of shown values. Actual results depend on merchant profile, processor setup, and market conditions. Contact us for a personalized assessment.

How margin/fx Works

01

Markup Radar

Real-time comparison of applied FX rates against mid-market and scheme baselines. Flags DCC opt-ins and hidden spreads instantly.

02

Smart Reroute

Automatically selects the lowest-markup PSP or acquirer route when multiple options exist. Prevents overpaying at settlement.

03

Leakage Dashboard

Clear breakdown by country, currency pair, and processor. Turn hidden costs into negotiation leverage.

Impact Analysis

Before vs. After margin/fx

FX Markup Comparison

Average FX Markup
+50.0%
Without margin/
50 bps
With margin/
25 bps
Annual Cost on €25M Cross-Border
+50.0%
Without margin/
€125,000
With margin/
€62,500
DCC Opt-In Rate
+66.7%
Without margin/
15%
With margin/
5%
Rate Transparency
Without margin/
Opaque
With margin/
Full visibility
Integration

Detect and prevent FX markups

Integration Preview

Add margin/fx to monitor FX rates and automatically route to lowest-markup providers.

<!-- Add to your checkout page -->
<script src="https://cdn.margin.io/fx.js"></script>
<script>
  MarginFX.init({
    apiKey: 'your-api-key'
  });

  // Listen for FX markup detection
  document.addEventListener('margin:fx-markup', (e) => {
    const { markup, recommendation } = e.detail;
    // Your custom UI logic
    showBetterRateOption(recommendation);
  });
</script>
One snippet. Fail-safe by design. Integration takes hours, not sprints.

Cross-border shouldn't
mean hidden fees.

Live Rate Engine

Continuously updated mid-market and scheme rate feeds. No stale benchmarks, no guesswork.

Seamless Integration

Works alongside your existing PSP stack. Quietly protects margin without workflow disruption.

DCC Prevention

Detect and prevent Dynamic Currency Conversion (DCC) opt-ins that add 3-5% markup. Guide users to pay in their home currency.

Common Questions About margin/fx

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