The margin/ framework
A unified approach to payment margin recovery. Each tool operates independently but compounds value when used together.
Autonomous
Each margin/ tool makes decisions independently at the point of transaction, without requiring manual intervention or complex orchestration.
Lightweight
Deploy via JavaScript snippet or API webhook. No payment license required. No funds touched. Zero PCI scope expansion.
Measurable
Every intervention is tracked. Every basis point recovered is visible. Real-time savings proof in your dashboard.
How It Works
Detection
margin/ tools analyze transactions in real-time, identifying opportunities for margin recovery. Whether it's a high-fee commercial card, a refund opportunity, or a suboptimal payment method, we detect it instantly.
Intervention
Based on your configuration, margin/ tools autonomously intervene. This might mean steering a customer away from a high-cost card, promoting a near-zero-cost rail, or adjusting transaction timing to prevent downgrades.
Recovery
Every successful intervention recovers margin. These savings compound across all products, typically resulting in 20-100 basis points of blended processing cost recovery.
The Suite
margin/steer
Intelligent steering away from high-cost commercial/corporate cards
Learn more →margin/push
Proactive promotion of SEPA Instant and Open Banking rails
Learn more →margin/down
Prevention of interchange downgrades due to metadata or timing gaps
Learn more →margin/back
Minimization of non-recovered interchange on refunds
Learn more →margin/fx
Detection and mitigation of hidden FX markups and DCC
Learn more →Ready to recover your margin?
Get started with margin/ today. Typically recovering 20-100 basis points of blended processing costs.